Can I claim compensation after a cycling accident?

If you have been injured as a result of a cycling accident then you may be able to pursue a claim for compensation. You can claim compensation for your injuries and the effect upon your everyday life as well as for your damaged cycle, kit and any other related financial losses. Even if you were partly to blame for the accident you may still be entitled to compensation.

Contact our cycle claims solicitors for advice without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you. All of our cycle claims are dealt with on a ‘No Win, No Fee’ basis.

Every year in the UK around 19,000 cyclists are killed or injured as a result of accidents on the road including collisions with other vehicles or as a result of poor road surfaces.

The injuries sustained by cyclists are often much more serious than in other road traffic accidents due to the lack of protection for the rider. Cycling accidents involving serious injuries and fatalities most frequently occur at or near junctions or on roundabouts.

It is important that you seek legal advice from an experienced solicitor. Our specialist cycling injury team have many years of experience in handling all types of cycle claims. Our lawyers are committed to fully investigating your accident and injuries. They use their extensive knowledge and expertise to ensure that you receive the maximum compensation.

Expert legal advice and exceptional client care

The cycle claims team at Macks have significant experience and expertise in dealing with cycle accident claims and the complex legal issues often associated with them. As many of the lawyers in our team are keen cyclists themselves, we understand the implications of a cycle accident, and how important it is for you to make a full recovery and return to cycling as soon as possible.

We pride ourselves on the quality of our client care and by far our biggest source of new work comes from personal recommendation. No two cycle accidents are alike, which is why we always take the time to listen to you, tailoring our services to your specific needs. We offer home and hospital visits and have interview facilities throughout the UK, meaning that wherever you are, we can meet with you in person to discuss your claim.

Contact our team without obligation on 0800 980 9390 or use our contact form and one of our specialist cycling claims solicitors we will be in touch.

 


Frequently Asked Questions
  • Can I claim for my damaged kit?
  • Yes. If you were involved in a cycling accident then it is likely that your bicycle and any clothes that you were wearing will be damaged. It is often also recommended that your helmet be replaced following an accident even if there are no obvious signs of damage to it. A claim for these damaged items can be included in your claim.

    Make sure that you do not throw the items away as they may be required as evidence. It is also helpful if you have the receipts from when you purchased these items although, in reality, we know that receipts aren’t always retained.

    Your bicycle may need to be inspected by a specialist bike repairer who will prepare a report setting out whether your bicycle can be repaired and, if so, how much this will cost or, if the bicycle cannot be repaired, how much it will cost to replace.

    Contact our cycle claims solicitors without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you.

  • I wasn’t wearing a cycle helmet can I still make a claim?
  • Yes. There is much debate as to whether helmets reduce the risk of injury. Some research suggests that they may only help in low speed impacts. As it currently stands however there is no legal requirement in England and Wales that you must wear a helmet when cycling.

    In some cases wearing a helmet would clearly not prevent injury – if you break your leg in an accident then obviously wearing a helmet could not have prevented this. In other cases though the insurance company for the party at fault may try to argue that had you worn a helmet then your injuries may have been prevented, or may not have been so severe. This is not a defence to your claim and, if anything, could only be used to try to reduce the amount of compensation which you should expect to receive (known as “contributory negligence”).

    If you were not wearing a helmet you can still make a claim but you should mention it to your solicitor at the outset.

    Contact our cycle claims solicitors without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you.

  • Can I claim if I didn’t wear high visibility clothing?
  • Yes. It is sensible to wear high visibility clothing when cycling even in daylight. Cyclists are extremely vulnerable on the road and it is sensible to take any steps to increase your visibility to other road users. There is currently however no legal requirement that you must wear high visibility clothing.

    If you are involved in a cycling accident when not wearing high visibility clothing the insurers for the responsible party may try to criticise you for this however they cannot use this to entirely defend your claim. It could only be used to try to reduce the amount of compensation that you will receive (known as “contributory negligence”).

    If you were not wearing high visibility clothing you are still able to bring a personal injury claim but you should mention this to your solicitor at the outset.

    Contact our cycle claims solicitors without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you.

  • Can I claim for my specialist bike?
  • Yes. Bikes are getting more and more expensive. It is not unusual to spend upwards of £2,000 on a new bike. If you are involved in an accident and your bike is damaged then you will undoubtedly want to include the cost of repairing or replacing the bike in your claim.

    You should always hold on to the damaged bike as evidence, even when it is clear that the damage is so extensive that it will not be possible to repair it. Mention to your solicitor at the outset that your bike has been damaged and, if possible, give your solicitor brief details of the damage.

    Your solicitor may need to arrange for a bicycle mechanic will to inspect your bike to prepare a report setting out the extent of the damage, whether the bike can be repaired and the cost of this, or, if the bike cannot be repaired, how much it will cost to replace.

    It may be necessary to have your bike evaluated by more than one mechanic. Different mechanics may take different views as to certain types of damage. Carbon fibre frames are often one area of disagreement. Some mechanics will say that carbon fibre frames are not easily damaged and do not necessarily need to be replaced after an accident whereas other mechanics take the view that the structural integrity of a carbon frame cannot be guaranteed and therefore, after an impact of particular severity, will recommend that the frame be replaced. More often than not the costs of a replacement frame mean that the bike is beyond economic repair.

    Certain classic or vintage bicycles may require specialist assessment. It can be very difficult to source replacement parts or to place a financial value on such classic items. Your solicitor will be able to guide you through the process.

    Contact our cycle claims solicitors without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you.

  • I need my bicycle to get to work but it is unrideable due to damage caused in an accident. What can I do?
  • If the accident was not your fault then, as well as any claim for personal injury, your solicitor will also be able to include a claim for the damage to your bike and any other kit.

    If your bike is your main method of transport then, without it, you may well be incurring travelling expenses either using public transport or driving your own motor vehicle. Compensation will be recovered for those losses and as these expenses will usually continue to accrue until your bike is repaired or replaced then your solicitor may seek an “interim payment” from the insurers to cover the cost of repairing or replacing your bicycle.

    An interim payment is a part payment of compensation paid to you before the conclusion of your claim. The insurers maybe keen to release an interim payment to minimise any expenses which will accrue whilst you are without a bike.

    Contact our cycle claims solicitors without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you.

  • I was listening to music earphones when my accident happened. Can I still make a claim?
  • Yes. There is, as yet, no specific law banning the use of earphones whilst riding a bicycle however it is generally recognised as a dangerous thing to do.

    As a cyclist you are extremely vulnerable. You need to be as careful as possible and use all available senses to keep yourself safe. If you are listening to ear phones then you will not be able to hear the approach of a vehicle behind you.

    If you are involved in an accident whilst wearing earphones then, as long as the accident was not your fault, you will still be able to bring a claim however the insurers may try to criticise your actions and use this as a tool to reduce the amount of compensation that you should receive (known as “contributory negligence”).

    If you were wearing earphones you should mention this to your solicitor at the outset.

    Contact our cycle claims solicitors without obligation on 0800 980 9390 or use our contact form and we will call you to discuss your accident and how we can help you.