Transfer Of Title (Equity)

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Transfer of Title (or Transfer of Equity) is the process of transferring legal ownership of a property to another person, which can be adding or removing someone on the property. There can be multiple reasons why you may wish to transfer title, for instance, divorce or inheritance. It is generally a straightforward process but it is essential everything is completed correctly to avoid any unexpected problems in the future.

Free Initial Discussion

For no-obligation advice and information, call our specialist Transfer of Title Solicitors today on 01642 843 670 or use our contact form and we will call you back.

What Are The Types Of Transfer Of Title?

Full Transfer of Ownership

Full transfer of ownership is when the owner of the property is gifting it in its entirety to another person.

Part Transfer of Ownership

Part transfer of ownership is when the sole owner of the property is transferring a share of the property to another person, for example, to a partner or child.

How Does The Transfer Of Title Process Work?

Properties with a mortgage require the lender’s permission before a transfer of title can go ahead, as they will need to agree that the new or remaining owners are able to pay the mortgage. Our specialist property solicitors will be able to request permission on your behalf.

Once the mortgage is solved and the transfer process commences, our experienced team will review the deeds, perform ID checks and prepare the transfer deed. Then the deed will be signed by the current owners and new owners, a witness and the conveyance or solicitor. Finally, we will register the new ownership with Land Registry.

If the mortgage lender does not consent to the Transfer Of Title, then the mortgage will need to be paid off before we can transfer ownership. This can be done through a cash payment or remortgage with a new lender who will consent to the transfer.

How Macks Can Help

Our Solicitors will provide you with efficient, practical advice and keep you updated throughout your matter. We can handle every aspect of Property Transfer, which includes:

  • Reviewing deeds of title
  • Preparing the transfer deed
  • Providing advice regarding Stamp Duty Land Tax and filing the Stamp Duty Land Tax return
  • Communicating with mortgage lenders with charges over the property

If you would prefer to communicate in Punjabi or Urdu, Sara Khan is fluent in both and will be happy to support you in your preferred language.

Contact us

For more information about conveyancing, you can call us on 01642 843 670; alternatively, complete our online contact form and one of our Title of Transfer Solicitors will be in touch.

Macks Solicitors provide a Transfer of Title across the country from our offices in MiddlesbroughDarlington and Redcar.

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Helen was incredible

We used Helen from Macks Solicitors for the sale of our property in St Albans. I cannot express what a dream it has been working with Helen! A process which is usually stressful, was instead smooth and extremely stress free! Helen’s communication, professionalism, and efficiency is incredible. We would highly recommend using Helen and Macks Solicitors anytime! Thank you!

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Mr Horsfall & Miss Yates-Housley
Darlington

Two departments one fantastic service

Frank, could I just take a moment to thank you for everything you and Jayne have done. Throughout the whole experience, I was guided by yourself and on occasions, it became quite complicated with my situation however I must express how professional you are and how well you navigated and negotiated the final outcome. Also, Jayne was always a pleasure to speak with and again professional and communicative at every stage.  Without a doubt the best Solicitors practice I have ever dealt with the results Macks Solicitors get, speak for themselves.

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Rob Orton
Stockton

We really couldn’t have asked for a better legal partner

We’ve recently been on an 8 month journey of buying our first home. After enduring a 3 month Covid delay on our first homebuyers survey on the original house we were looking to purchase (which didn’t turn out well), we pursued a different house and managed to complete on our dream first home in York this month (October).

It’s been a long slog, but throughout the process Helen has been a dream, keeping us updated on each step and where we stood in the process as well as advising us on the outcomes of the searches and survey on the first house. The vendors on the 2nd house wanted a quick sale and we wanted a quick purchase, and Helen’s swift attention to detail ensured numerous legal points that were not identified in the previous sale on the house 3 years ago were addressed this time around, displaying comprehensive focus on all legal matters that may have been missing from the process last time, and we still managed to do this in under 3 months.

Considering the extreme circumstances we find ourselves in with Covid and the slow pace on the lenders side, we really couldn’t have asked for a better legal partner to keep us sane the past few months, with really excellent advice on where we stood if purchasing the original house.

Thanks Helen and Macks!

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Mr Tulip

Friendly and supportive

Very helpful members of staff. Friendly and supportive at every stage of our professional journey together .Macks solicitors ( Helen Preston and Sophie Fisher ) Enabled the transaction of the sale of my mams property to move swiftly and efficiently without stress. Reception staff were friendly, welcoming and informative, whenever I had to call at the office. I feel that Macks solicitors had the individuals care and safety ( in these uncertain times with Covid ) as their priority. I am grateful for everything they have done and making this transition very efficient and stress free. I would highly recommend their services.

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Mrs Heap

Smooth and extremely stress free!

We used Helen from Macks Solicitors for the sale of our property in St Albans. I cannot express what a dream it has been working with Helen! A process which is usually stressful, was instead smooth and extremely stress free! Helen’s communication, professionalism, and efficiency is incredible. We would highly recommend using Helen and Macks Solicitors anytime! Thank you!

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Mr Horsefall & Ms Yates-Housely

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